NexCred Finance Limited · CIN: U64910JH2025PLC025950

customer.care@nexcredfinance.com
NexCred Finance Limited logo
Loan solutions for personal and business needs

Personal, Student, MSME & Business Loan Solutions.

Explore personal loans, student loans, secured business loans, MSME financing and microfinance options from NexCred Finance Limited. Use our online EMI calculator to estimate your monthly repayment before you apply.

5+

Loan segments

₹

Flexible loan sizing

EMI

Online estimation

Quick EMI estimate

Monthly Loan EMI

₹5,00,000
12.5%
36 months

Estimated monthly EMI

₹16,727

Total interest

₹1,02,168

Total repayment

₹6,02,168

Open full EMI calculator
Personal loans Student loans MSME financing Business loans EMI calculator

Loan products

Explore loan and financing options

Review the loan categories available on this page and use the EMI calculator to estimate monthly repayments. Interest rates, fees, eligibility, documentation and approval are subject to the applicable product terms.

01 PERSONAL

Personal Loans

Unsecured individual credit for eligible household cash-flow needs, planned expenses and unexpected financial requirements.

Indicative rate 11.5%–15.0% p.a.
Loan type Unsecured*
02 STUDENT

Student Loans

Financing for eligible education-related costs such as tuition, technical resources and applicable living expenses.

Indicative rate 8.5%–10.5% p.a.
Loan type Education*
03 BUSINESS

Secured Business Loans

Financing backed by eligible property or assets for business expansion, upgrades and other qualifying requirements.

Indicative rate 9.5%–12.0% p.a.
Maximum shown ₹1.5 Cr*
04 MSME

Specialised MSME Loans

Working-capital and asset-related financing for eligible micro, small and medium enterprises.

Indicative rate 10.0%–13.5% p.a.
Financing Business needs*
05 MICRO

Microfinance Loans

Localized credit options for eligible micro-entrepreneurs, self-help groups and rural traders.

Indicative rate 14.0%–18.0% p.a.
Repayment Weekly/monthly*
Secured options

Other financing options

The current content also lists Loan Against Property, School Financing and Asset Backed Financing.

Talk to us →

*Indicative information only. Actual interest rates, loan amounts, tenure, fees, eligibility, repayment frequency and approval are subject to the applicable product terms and assessment.

Loan information

Understand loans, eligibility and EMI calculations

Before applying for financing, compare the amount you need with your expected repayment capacity, understand the interest rate and review the applicable eligibility and documentation requirements.

Personal Loan

Personal loans are generally used for eligible individual financial requirements. The cost of borrowing depends on applicable pricing, fees, tenure and borrower assessment.

MSME Loan

MSME financing may support eligible working-capital, equipment, expansion and other business requirements, subject to assessment.

Loan Eligibility

Eligibility can depend on factors such as income, business profile, repayment capacity, documentation, credit history and product-specific criteria.

EMI Calculator

Use the calculator to understand how loan amount, interest rate and tenure can affect an indicative monthly EMI and total repayment.

EMI calculator

Calculate your estimated loan EMI

Adjust the loan amount, interest rate and tenure to see an indicative declining-balance EMI calculation.

₹5,00,000
12.5%
36 months
Important: this calculator is an estimate and does not constitute an approval, offer or final pricing.

Estimated output

PERSONAL LOANS

Declining balance

Monthly EMI

₹16,727

Total interest

₹1,02,168

Total repayment

₹6,02,168

First 3 months

Illustrative ledger
Illustrative first three months of loan repayment
Month Principal Interest Balance

About NexCred Finance

Financial products supported by technology and data

NexCred Finance Limited presents financial products across personal, education, business, MSME and microfinance segments, with a focus on a digital-first customer experience and accessible loan information.

Multiple credit segments

Personal, education, business, MSME and microfinance products are presented on the website.

Loan planning tools

Use the EMI calculator to understand indicative monthly repayments before submitting an enquiry.

01

Retail lending

Personal and student-focused credit pathways with indicative rates and repayment calculations.

02

Business finance

Secured business and MSME financing for eligible assets, working-capital and expansion requirements.

03

Microfinance

Localized lending options for eligible micro-entrepreneurs, self-help groups and rural traders.

04

Secured offerings

Loan Against Property, School Financing and Asset Backed Financing are listed in the current website content.

Loan enquiry

Discuss your credit requirement

Share your basic details and loan requirement through the enquiry form. Submission of an enquiry does not guarantee approval.

Registered address

Nexcred Finance Limited
C/o Nexcred Finance Ltd,
East Shalimar Bagh,
Block BH, Shalimar Bagh,
New Delhi, Delhi, 110088

By submitting, you are initiating an enquiry; this is not a loan approval.

Loan FAQ

Frequently asked questions about loans and EMI