Personal Loans
Unsecured individual credit for eligible household cash-flow needs, planned expenses and unexpected financial requirements.
NexCred Finance Limited · CIN: U64910JH2025PLC025950
customer.care@nexcredfinance.comExplore personal loans, student loans, secured business loans, MSME financing and microfinance options from NexCred Finance Limited. Use our online EMI calculator to estimate your monthly repayment before you apply.
5+
Loan segments
₹
Flexible loan sizing
EMI
Online estimation
Quick EMI estimate
Estimated monthly EMI
₹16,727
Total interest
₹1,02,168
Total repayment
₹6,02,168
Loan products
Review the loan categories available on this page and use the EMI calculator to estimate monthly repayments. Interest rates, fees, eligibility, documentation and approval are subject to the applicable product terms.
Unsecured individual credit for eligible household cash-flow needs, planned expenses and unexpected financial requirements.
Financing for eligible education-related costs such as tuition, technical resources and applicable living expenses.
Financing backed by eligible property or assets for business expansion, upgrades and other qualifying requirements.
Working-capital and asset-related financing for eligible micro, small and medium enterprises.
Localized credit options for eligible micro-entrepreneurs, self-help groups and rural traders.
The current content also lists Loan Against Property, School Financing and Asset Backed Financing.
*Indicative information only. Actual interest rates, loan amounts, tenure, fees, eligibility, repayment frequency and approval are subject to the applicable product terms and assessment.
Loan information
Before applying for financing, compare the amount you need with your expected repayment capacity, understand the interest rate and review the applicable eligibility and documentation requirements.
Personal loans are generally used for eligible individual financial requirements. The cost of borrowing depends on applicable pricing, fees, tenure and borrower assessment.
MSME financing may support eligible working-capital, equipment, expansion and other business requirements, subject to assessment.
Eligibility can depend on factors such as income, business profile, repayment capacity, documentation, credit history and product-specific criteria.
Use the calculator to understand how loan amount, interest rate and tenure can affect an indicative monthly EMI and total repayment.
EMI calculator
Adjust the loan amount, interest rate and tenure to see an indicative declining-balance EMI calculation.
Estimated output
PERSONAL LOANS
Monthly EMI
₹16,727
Total interest
₹1,02,168
Total repayment
₹6,02,168
| Month | Principal | Interest | Balance |
|---|
About NexCred Finance
NexCred Finance Limited presents financial products across personal, education, business, MSME and microfinance segments, with a focus on a digital-first customer experience and accessible loan information.
Personal, education, business, MSME and microfinance products are presented on the website.
Use the EMI calculator to understand indicative monthly repayments before submitting an enquiry.
01
Personal and student-focused credit pathways with indicative rates and repayment calculations.
02
Secured business and MSME financing for eligible assets, working-capital and expansion requirements.
03
Localized lending options for eligible micro-entrepreneurs, self-help groups and rural traders.
04
Loan Against Property, School Financing and Asset Backed Financing are listed in the current website content.
Loan enquiry
Share your basic details and loan requirement through the enquiry form. Submission of an enquiry does not guarantee approval.
Registered address
Nexcred Finance Limited
C/o Nexcred Finance Ltd,
East Shalimar Bagh,
Block BH, Shalimar Bagh,
New Delhi, Delhi, 110088
Phone
099 7304 4995Loan FAQ